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PICK UP YOUR CLUB AND TEE OFF FOR A NEO LIFE

Indus Hospital and Health Network Hosts 6th Annual Karachi Golf Tournament

One hundred and forty-four golfers participated in 18 holes of scramble golf at the Karachi Golf Club on February 7, 2021, to raise funds for the Indus Hospital and Health Network (IHHN)’s Maternal and Neonatal Child Health (MNCH) services.

“In Pakistan, Maternal and Neonatal Child Health is amongst one of the most neglected areas of healthcare. Pakistan has a neonatal mortality rate of 54/1,000 live births, which accounts for 57% of the under-five mortality. Pakistan is amongst the poorest pregnancy outcomes worldwide, making it significantly worse than many other low-resource countries,” Dr. Farah Bari, Deputy General Manager, The Indus Hospital Sheikh Saeed Memorial Campus (SSMC), Karachi said while addressing the event.

Comprehensive neonatal services are not available in most parts of the country and are mostly concentrated in big cities, with little or no attention paid to the standard or the quality of care being provided. More often, the cost of such services is too high for an ordinary salaried person to bear. The Sheikh Saeed Memorial Campus is the maternal, and neonatal, hospital owned and managed by IHHN has been providing free-of-cost services since 2015. It provides quality care, which has constantly been upgraded.

“Pakistan has very few hospitals which have neonatal services and those facilities which do provide these services are very expensive.  To counter this, in 2017 we started the NICU. We are also working on a safe delivery program along with family women, which we believe is very important along with a number of other projects as well,” Dr. Farah added.

IHHN is completely aligned with many of the UN’s Sustainable Development Goals as part of its overall vision and mission with the provision of basic healthcare to all. With its free-of-cost services spread across the country through its network of hospitals and primary care and outreach programs, Indus caters to every segment of the society.

Goal 3.1 talks about reducing the “global maternal mortality ratio to less than 70 per 100,000 live births” by 2030, while 3.2 talks about ending of “preventable deaths of newborns and children under 5 years of age, with all countries aiming to reduce neonatal mortality to at least as low as 12 per 1,000 live births and under-5 mortality to at least as low as 25 per 1,000 live births.”

The MNCH Program has been an integral part of the Network’s Primary Care Program (PCP) as well. The PCP provides immunization; deworming; family planning; lactation management; and nutrition; to the local community across the country.

The Network is actively working towards reducing maternal mortality, neonatal mortality, and early childhood deaths. Its services at SSMC in Karachi — an 81-bed dedicated hospital for MNCH services and its public health initiatives have saved hundreds of lives as well as benefitted thousands of women and neonates.

Over the last five years, over 30,000 neonates have been delivered by C-sections and normal deliveries at SSMC, 70,000 women were being attended as out patients’ and over 5,000 neonates were catered in NICU. While at Network more than 78,000 deliveries were conducted, and more than 400,000 consults were given. The Network’s Midwifery Program in Bhong, last year conducted 300 safe births was the latest initiative by IHHN.

Speaking about the new initiatives taken at SSMC and other parts of the country under the Network’s PCP, Dr. Farah said these included mass screening of cervical cancer in women between 30 to 50, and nationwide birth and mortality registration.

“We are also expanding our Midwifery Program by integrating PCP sites with tertiary care hospitals. We are planning to initiate the Community Midwifery Program with the School of Nursing,” she said, adding the Network is focusing on training and development of our HCWs has always been our top priority.

On SSMC’s future plans, Dr. Farah shared they were planning on adding seven delivery/operating rooms and increasing the hospital’s bedding capacity to a 54-bed ward, 18 high-dependency beds, and two isolation rooms.

Additionally, the IHHN’s Lahore campus — QF & NST — which will be a 600-bed facility catering to the city and adjoining areas will also be offering all Obstetrics and Gynecology services with a 61-bed ward, six high-dependency unit beds, three isolation beds, and two delivery rooms.

At the end of the event, Dr. Abdul Bari Khan, CEO, Indus Hospital, and Health Network thanked the golfers, sponsors, and volunteers who with their generosity helped make the tournament an exciting and successful fundraising event.

Chairman IHHN Abdul Karim Paracha said, “The golf tournament which we started six years ago has now grown with 144 golfers participating this year. Golf has brought the community together and I am thankful to every golfer who participated. I hope we will have your [golfers] support as we aim to hold a bigger event next year.”

Syed Mashhood Rizvi, Executive Director, Communication and Resource Department delivered the vote of thanks.

Renowned film and TV actor and Indus Hospital’s Ambassador, Zeba Bakhtiar was the guest of honor at the event. She was presented with the ambassador shield at the event by Dr. Bari and Dr. Farah Bari.

“It is an honor for me to be here. I wanted to be involved with a cause for many years and then someone suggested I look at the work Dr. Bari does. That day and today and I have not looked back. I am thankful for the work he and his organization does,” she said.

Bridging the gap between the IHHN’s work and the golfing community, the event provided a networking opportunity to the golfing community and to further the cause of the Indus Hospital and Health Network.

This year’s tournament winner were Mohammad Shahid and Moazzam Slaeem.

The runner-up team was composed of Jarjees Seja and Abdul Rehman Badar.

Naveena Steel was the title sponsor of the event and ARY Digital was the exclusive media partner. PSL 2019 winners Quetta Gladiators were the CSR partners.

 

Indus Hospital and Health Network

Initiated by a group of professionals with the support of some philanthropists and businessmen, in 2007, The Indus Hospital started its journey with a purpose to provide indiscriminate, quality healthcare to all in a state-of-the-art, paperless, 150-bed hospital in Korangi, Karachi.

The Hospital has now evolved into the Indus Hospital and Health Networkwhich is managing 12 hospitals across Pakistan. The Network also has a country-wide network of primary care clinics and outreach programs.

The Indus Hospital, Korangi Campus, Karachi is being expanded to a 1,350-bed facility while a state-of-the-art, 600-bed tertiary care hospital is being constructed in Lahore. Both hospitals are associated with the Indus University of Health Sciences.

IHHN is running four physical and rehabilitation centers in Karachi, Lahore, Muzaffargarh, and Badin. The hi-tech blood center of IHHN has four regional blood centers in Multan, Bahawalpur, Jamshoro, and Karachi.

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Zakat is one of the five pillars of Islam. It is the specific amount of wealth that a mature Muslim, who is Sahib-e-Nisaab, gives to the poor with the intention of Zakat, upon the completion of the Zakat year.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

The meaning of Nisab is a specific amount of four types of wealth, which if owned by a mature Muslim, Zakat will be compulsory upon. The four types of wealth are:

  • Gold (7.5 Tolas, 87.48 Grams)
  • Silver (52.5 Tolas, 312.36 Grams)
  • Business wealth (value of which equals 52.5 Tolas Silver)
  • Currency/Cash (value of which equals 52.5 Tolas Silver)

Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in Salah (prayer), and give Zakah. Whatever good you send forth for yourselves, you will find it with Allah. Certainly, Allah is watchful of what you do.” (Qur’an 2:110)
It is also a right that the poor have over us.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

Zakat is 2.5% of the wealth one possesses above the Nisab.

If someone is a Muslim, non-Sayyid, and they do not possess 52.5 Tolas silver, or its value in gold, currency, business wealth, or wealth surplus to their needs, they are eligible to receive Zakat.

No, Zakat is only obligatory upon Muslims.

There are eight categories of people who are eligible to receive Zakat:
  1. The poor
  2. Needy
  3. Administrators of Zakat
  4. Those whose hearts have been recently reconciled
  5. Those who have been enslaved
  6. Those in debt
  7. In the cause of God
  8. Travellers (including refugees)
As Allah (SWT) tells us in the Holy Qur’an: The Sadaqat (prescribed alms) are (meant) only to be given to the poor, the needy, to those employed to collect them, to those whose hearts are to be won, ¹⁹in the cause of the slaves and those encumbered with debt, in the way of Allah and to a wayfarer. This is an obligation prescribed by Allah. Allah is All-Knowing, Wise.

‘Hawl’ refers to a lunar year. E.g. When a person achieves the Nisab for the first time, then from this date till the same date in the next lunar year his ‘Hawl’ is complete.

For Zakat to be due, it is a condition for one lunar year to have passed. If one lunar year hasn’t passed on someone’s wealth, then Zakat is not due.

Yes, Zakat will be due at the time of Zakat due date for this amount. Even though a year hasn’t passed on having the amount. This is known as ‘Maal-e-Mustafaad’ in Shariah terms, as in wealth received midway through a year.

The midway of a year is not taken into consideration, but the zakat due date is considered. For example, you Zakat due date is the first of Ramazan , and before the first of Ramazan, your wealth decreased to below the Nisab, but on the coming of the first of Ramazan, your wealth met the Nisab criteria, then Zakat will be due. The drop earlier in the year beneath the Nisab criteria will not be considered

Yes, you will still be required to pay Zakat of 2.5%. For the payment of Zakat, ‘intention’ or ‘Niyyat’ is mandatory and common charity/donation cannot be considered as Zakat. Therefore, you are required to calculate your Zakat on your Zakat calculation date and then the calculated amount may be given to the identified Mustahiq-e-Zakat either in full or in tranches throughout the year, with the intention of that amount being considered as Zakat only.

For every year that you owe Zakat, take 2.5% from the total wealth you had at the end of that year and pay that in Zakat. If you are not sure how much wealth you had, you must estimate it to the best of your ability. For example, it is now Ramazan 2022. You have not paid Zakat for the last 5 years. You need to work out how much wealth you owned every Ramadan for the last five years and pay 2.5% of that.

The best way for you to do this would be to take the jewellery to a jeweller and ask them to value just the gold and silver parts of the jewellery. The valuations they give will be the total on which you have to pay Zakat. Precious stones are not liable for Zakat.

If money for Hajj has been paid and the place has also been confirmed, then there is no Zakat on this amount. But if the Zakat date falls before payment, then there will be Zakat due on this amount.

Yes, Zakat is due on this amount. But it is up to you – you can either pay Zakat on the amount each year, or when the money is received, you can pay for the previous years.

If your friend accepted that he had the debt and did not deny it, then Zakat is due on this amount. Calculate your zakat here

In this scenario, there is no Zakat due on the house value. However, whatever rent was received, add this to your other wealth on which Zakat is due and pay the total due Zakat amount for the Zakat year. Also, there is no Zakat on the house until you sell it. Once you have sold the house and received the money, then there will be Zakat payable on that amount, if it remains in your possession till your Zakat due date.

Every year at the time of paying Zakat, you would need to calculate the total selling price for all the goods for sale in your shop. For example, all the clothes for sale in your shop add up to a total selling value of a particular sum of money. You would add this to your other wealth when calculating your total payment.

If you haven’t received the funds, then Zakat isn’t due. But if you have received the funds, Zakat is due.

This amount is the group’s collective ownership. Thus, each participant will pay Zakat on his/her share, or permission can be given to one person who will pay Zakat from the fund on behalf of everyone.

In Shariah terms, poor and needy is classified as someone who does not have the Nisab amount in their ownership. The meaning of Nisab here is 52.5 tolas silver or the equivalent of that in cash/gold, or extra to what is needed.

Zakat cannot be given to ‘Usool’ and ‘Furuu’. ‘Usool’ is parents, grandparents and so on. ‘Furuu’ is children, grandchildren and so on. Similarly, Zakat cannot be given to husband or wife. Besides this, Zakat can be given to other relatives.

If the orphan doesn’t possess the ‘Nisab’, and he isn’t a ‘Sayyid’, then he can be given Zakat. If he possesses something of the value of nisab, he cannot be given Zakat.

Zakat can only be given in those projects wherein possession is achieved of the Zakat amount. This means the person who can claim Zakat and is eligible for Zakat payment becomes the owner of the amount. Thus, to give food, clothing, medicine etc. to a poor person from the Zakat money is permissible. And those projects wherein ownership of the Zakat money is not achieved, Zakat cannot be given for example, spending in Masajid, digging wells etc.

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