I am Glad we have helped transform the Lives of Thousands of People
“I feel proud to claim that I was part of the group of doctors who created a miracle hospital for the downtrodden people of Pakistan”, says Dr. Amin Chinoy, the founding director and Executive Director for Physical and Rehabilitation Directorate, Indus Health Network.
Dr. Amin is a graduate of Dow University of Health Sciences. For the orthopedic surgeon, the journey has not been easy, just like anyone else who had been involved in setting up of the hospital. “It had been a 13-year-long journey. There were plenty of hurdles, but by the grace of Almighty we overcame them and went on to set-up one of the best medical facilities in the country,” he adds.
He continued, “We had a vision to build a hospital where people don’t have to worry about the payment. With a lot of struggle, the team acquired a building and started a 150-bed hospital in August 2007. As the Orthopedic Specialist, I was given the responsibility to set the Trauma and Orthopedic Department. Once the department was established, I was given another bigger responsibility – to set up the Physical and Rehabilitation Center which later transformed into a directorate running four Physical and Rehabilitation Centers across the country.”
The first Physical and Rehabilitation Centre (PRC) was established in 2015 at the Korangi Campus in Karachi in partnership with ICRC. After the successful management of the PRC, Dr Amin identified the need for this service in Punjab. He with his team in 2015 established the Physical & Rehabilitation Center at The Indus Hospital Bedian in Lahore and Recep Tayyip Erdogan Hospital in Muzaffargarh.
“We not only provide artificial limbs, but we also teach patients on how to use them. Along with orthopedic patients or those who we have operated on, the PRC offers out-patient therapy, inpatient therapy, post-surgery follow-up at all the four centers,” Dr. Amin adds.
In 2011, the Physical & Rehabilitation Center initiated ‘Pehla Qadam — Clubfoot program’ with the support of Amir Haider Foundation. The program was launched with an aim to treat children with club feet so that they are able to walk normally. To-date the program has benefited thousands of children. The program has now been scaled up to Badin, Lahore, Muzaffargarh, and most recently Kandhkot.
With the growing need for physical and rehabilitation services, the challenge to have the availability of qualified professionals to provide quality service was identified. The PRC is not only involved in service delivery but is also providing post-graduate training in different programs.
“We here at Indus want to train people who can go to different districts and help the people there. Not only are we aiming to provide quality healthcare to our patients, but also have the best caregivers in the field as well.”
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Zakat is one of the five pillars of Islam. It is the specific amount of wealth that a mature Muslim, who is Sahib-e-Nisaab, gives to the poor with the intention of Zakat, upon the completion of the Zakat year.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)
The meaning of Nisab is a specific amount of four types of wealth, which if owned by a mature Muslim, Zakat will be compulsory upon. The four types of wealth are:
Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in Salah (prayer), and give Zakah. Whatever good you send forth for yourselves, you will find it with Allah. Certainly, Allah is watchful of what you do.” (Qur’an 2:110)
It is also a right that the poor have over us.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)
Zakat is 2.5% of the wealth one possesses above the Nisab.
If someone is a Muslim, non-Sayyid, and they do not possess 52.5 Tolas silver, or its value in gold, currency, business wealth, or wealth surplus to their needs, they are eligible to receive Zakat.
No, Zakat is only obligatory upon Muslims.
‘Hawl’ refers to a lunar year. E.g. When a person achieves the Nisab for the first time, then from this date till the same date in the next lunar year his ‘Hawl’ is complete.
For Zakat to be due, it is a condition for one lunar year to have passed. If one lunar year hasn’t passed on someone’s wealth, then Zakat is not due.
Yes, Zakat will be due at the time of Zakat due date for this amount. Even though a year hasn’t passed on having the amount. This is known as ‘Maal-e-Mustafaad’ in Shariah terms, as in wealth received midway through a year.
The midway of a year is not taken into consideration, but the zakat due date is considered. For example, you Zakat due date is the first of Ramazan , and before the first of Ramazan, your wealth decreased to below the Nisab, but on the coming of the first of Ramazan, your wealth met the Nisab criteria, then Zakat will be due. The drop earlier in the year beneath the Nisab criteria will not be considered
Yes, you will still be required to pay Zakat of 2.5%. For the payment of Zakat, ‘intention’ or ‘Niyyat’ is mandatory and common charity/donation cannot be considered as Zakat. Therefore, you are required to calculate your Zakat on your Zakat calculation date and then the calculated amount may be given to the identified Mustahiq-e-Zakat either in full or in tranches throughout the year, with the intention of that amount being considered as Zakat only.
For every year that you owe Zakat, take 2.5% from the total wealth you had at the end of that year and pay that in Zakat. If you are not sure how much wealth you had, you must estimate it to the best of your ability. For example, it is now Ramazan 2022. You have not paid Zakat for the last 5 years. You need to work out how much wealth you owned every Ramadan for the last five years and pay 2.5% of that.
There is no Zakat on the wealth of a minor.
The best way for you to do this would be to take the jewellery to a jeweller and ask them to value just the gold and silver parts of the jewellery. The valuations they give will be the total on which you have to pay Zakat. Precious stones are not liable for Zakat.
If money for Hajj has been paid and the place has also been confirmed, then there is no Zakat on this amount. But if the Zakat date falls before payment, then there will be Zakat due on this amount.
Yes, Zakat is due on this amount. But it is up to you – you can either pay Zakat on the amount each year, or when the money is received, you can pay for the previous years.
If your friend accepted that he had the debt and did not deny it, then Zakat is due on this amount. Calculate your zakat here
Yes, you can exclude this loan, but if your wealth increased by Zil-Qadah, then Zakat will be due on the extra amount as well.
In this scenario, there is no Zakat due on the house value. However, whatever rent was received, add this to your other wealth on which Zakat is due and pay the total due Zakat amount for the Zakat year. Also, there is no Zakat on the house until you sell it. Once you have sold the house and received the money, then there will be Zakat payable on that amount, if it remains in your possession till your Zakat due date.
Every year at the time of paying Zakat, you would need to calculate the total selling price for all the goods for sale in your shop. For example, all the clothes for sale in your shop add up to a total selling value of a particular sum of money. You would add this to your other wealth when calculating your total payment.
If you haven’t received the funds, then Zakat isn’t due. But if you have received the funds, Zakat is due.
This amount is the group’s collective ownership. Thus, each participant will pay Zakat on his/her share, or permission can be given to one person who will pay Zakat from the fund on behalf of everyone.
In Shariah terms, poor and needy is classified as someone who does not have the Nisab amount in their ownership. The meaning of Nisab here is 52.5 tolas silver or the equivalent of that in cash/gold, or extra to what is needed.
Zakat cannot be given to ‘Usool’ and ‘Furuu’. ‘Usool’ is parents, grandparents and so on. ‘Furuu’ is children, grandchildren and so on. Similarly, Zakat cannot be given to husband or wife. Besides this, Zakat can be given to other relatives.
If the orphan doesn’t possess the ‘Nisab’, and he isn’t a ‘Sayyid’, then he can be given Zakat. If he possesses something of the value of nisab, he cannot be given Zakat.
Zakat can only be given in those projects wherein possession is achieved of the Zakat amount. This means the person who can claim Zakat and is eligible for Zakat payment becomes the owner of the amount. Thus, to give food, clothing, medicine etc. to a poor person from the Zakat money is permissible. And those projects wherein ownership of the Zakat money is not achieved, Zakat cannot be given for example, spending in Masajid, digging wells etc.
