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Dil Ki Baat – A Journey of Remembrance

Indus Hospital & Health Network (IHHN) held “Dil Ki Baat” – a first-of-its-kind bereavement session where families of deceased patients were invited to share their experiences of losing their loved ones in the form of a story, prose, or poetry. Watching a loved one on end-of-life care or losing their life to an untreatable disease is an earth-shattering experience which leads to great emotional distress and turmoil. IHHN has made the well-being of such vulnerable caregivers and family members a priority under the mandate of its palliative care services.

Dil Ki Baat is an initiative born from this mandate and is founded on the idea that to be human is to share grief and support one another at every step of a patient’s journey – even after their death – and to extend care to their family members. Conceptualized and hosted by Dr. Samia Kazmi, Dr. Junaid Patel, Consultant, Internal Medicine, IHHN; Dr. Aiman Mushir, Resident, Pulmonology, IHHN; and the rest of IHHN’s Adult Palliative Care Team, Dil Ki Baat is a reminder that doctors must go beyond the idea of just treating the patient.

The event started off with tilawat which was followed by a welcome note by Dr. Lubna Abasi, Head of Department, Internal Medicine, and Dr. Zafar Zaidi, CEO, IHHN. The first story was by Dr. Samia Kazmi, Resident, Internal Medicine, who shared several short poems she wrote in honor of her late father. She went on to share her experience caring for Mr. Tariq, a deceased patient who made a profound impact on her that remains to this day. Mr. Tariq’s wife and children then came up to the stage to speak about his life, influence and lasting legacy.

Speaking on the occasion, Mr. Tariq’s wife said “my husband was such an incredibly accomplished man and in spite of achieving so much and being a prominent part of Pakistan’s industrial sector he lived an incredibly humble life. Even during his last days here at Indus he would say “if I don’t get better, then just remember that I am dying with the Tauheed of Allah (SWT).”

Various heartfelt stories were shared by other families who stepped up to speak freely about their experience and provide messages of support and strength to those who have undergone similar loss. Several employees at IHHN were also invited to speak at the event. This included Anam Bashir, Senior technician, Pulmonology; Dr. Pireh Saleem, Resident, Pediatrics; Dr. Saira Gulrukh, Medical Officer, Emergency Medicine; and Dr. Erj Zaidi, Resident, Family Medicine. Together, their stories chronicled the lessons of strength, patience, love and gratitude that are taught whilst caring for someone on end-of-life care and living in the aftermath of their passing.

Reflecting on the passing of her beloved parents, Dr. Anam said “Allah (SWT) has made us in such a way that our hearts can empathize with each other’s love and pain. If He did not give us any challenges in life, we would never grow. We would go through life and die not having learnt anything about ourselves.”

The event also included a short speech on the Islamic perspective on grief and bereavement by Mufti Taqi Usmani. Dr. Saima Ali, Head of Department, Emergency Medicine, IHHN, also graced the stage to share memories of her late father in the form of poetry. Madiha Mustafa, Adult Psychosocial Department, IHHN, gave a brief talk on the psychological aspect of palliative care and its importance.

Closing remarks were given by Dr. Sohail Akhtar, Head of Department and Senior Consultant, Pulmonology, IHHN, and Dr. Ashar Alam, Medical Director, IHHN, who thanked the speakers for taking the time out to share their stories and the audience for their attendance. Refreshments were served at the end of the event.

The event was held at The Indus Hospital, Korangi Campus on December 16, 2022.

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Zakat is one of the five pillars of Islam. It is the specific amount of wealth that a mature Muslim, who is Sahib-e-Nisaab, gives to the poor with the intention of Zakat, upon the completion of the Zakat year.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

The meaning of Nisab is a specific amount of four types of wealth, which if owned by a mature Muslim, Zakat will be compulsory upon. The four types of wealth are:

  • Gold (7.5 Tolas, 87.48 Grams)
  • Silver (52.5 Tolas, 312.36 Grams)
  • Business wealth (value of which equals 52.5 Tolas Silver)
  • Currency/Cash (value of which equals 52.5 Tolas Silver)

Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in Salah (prayer), and give Zakah. Whatever good you send forth for yourselves, you will find it with Allah. Certainly, Allah is watchful of what you do.” (Qur’an 2:110)
It is also a right that the poor have over us.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

Zakat is 2.5% of the wealth one possesses above the Nisab.

If someone is a Muslim, non-Sayyid, and they do not possess 52.5 Tolas silver, or its value in gold, currency, business wealth, or wealth surplus to their needs, they are eligible to receive Zakat.

No, Zakat is only obligatory upon Muslims.

There are eight categories of people who are eligible to receive Zakat:
  1. The poor
  2. Needy
  3. Administrators of Zakat
  4. Those whose hearts have been recently reconciled
  5. Those who have been enslaved
  6. Those in debt
  7. In the cause of God
  8. Travellers (including refugees)
As Allah (SWT) tells us in the Holy Qur’an: The Sadaqat (prescribed alms) are (meant) only to be given to the poor, the needy, to those employed to collect them, to those whose hearts are to be won, ¹⁹in the cause of the slaves and those encumbered with debt, in the way of Allah and to a wayfarer. This is an obligation prescribed by Allah. Allah is All-Knowing, Wise.

‘Hawl’ refers to a lunar year. E.g. When a person achieves the Nisab for the first time, then from this date till the same date in the next lunar year his ‘Hawl’ is complete.

For Zakat to be due, it is a condition for one lunar year to have passed. If one lunar year hasn’t passed on someone’s wealth, then Zakat is not due.

Yes, Zakat will be due at the time of Zakat due date for this amount. Even though a year hasn’t passed on having the amount. This is known as ‘Maal-e-Mustafaad’ in Shariah terms, as in wealth received midway through a year.

The midway of a year is not taken into consideration, but the zakat due date is considered. For example, you Zakat due date is the first of Ramazan , and before the first of Ramazan, your wealth decreased to below the Nisab, but on the coming of the first of Ramazan, your wealth met the Nisab criteria, then Zakat will be due. The drop earlier in the year beneath the Nisab criteria will not be considered

Yes, you will still be required to pay Zakat of 2.5%. For the payment of Zakat, ‘intention’ or ‘Niyyat’ is mandatory and common charity/donation cannot be considered as Zakat. Therefore, you are required to calculate your Zakat on your Zakat calculation date and then the calculated amount may be given to the identified Mustahiq-e-Zakat either in full or in tranches throughout the year, with the intention of that amount being considered as Zakat only.

For every year that you owe Zakat, take 2.5% from the total wealth you had at the end of that year and pay that in Zakat. If you are not sure how much wealth you had, you must estimate it to the best of your ability. For example, it is now Ramazan 2022. You have not paid Zakat for the last 5 years. You need to work out how much wealth you owned every Ramadan for the last five years and pay 2.5% of that.

The best way for you to do this would be to take the jewellery to a jeweller and ask them to value just the gold and silver parts of the jewellery. The valuations they give will be the total on which you have to pay Zakat. Precious stones are not liable for Zakat.

If money for Hajj has been paid and the place has also been confirmed, then there is no Zakat on this amount. But if the Zakat date falls before payment, then there will be Zakat due on this amount.

Yes, Zakat is due on this amount. But it is up to you – you can either pay Zakat on the amount each year, or when the money is received, you can pay for the previous years.

If your friend accepted that he had the debt and did not deny it, then Zakat is due on this amount. Calculate your zakat here

In this scenario, there is no Zakat due on the house value. However, whatever rent was received, add this to your other wealth on which Zakat is due and pay the total due Zakat amount for the Zakat year. Also, there is no Zakat on the house until you sell it. Once you have sold the house and received the money, then there will be Zakat payable on that amount, if it remains in your possession till your Zakat due date.

Every year at the time of paying Zakat, you would need to calculate the total selling price for all the goods for sale in your shop. For example, all the clothes for sale in your shop add up to a total selling value of a particular sum of money. You would add this to your other wealth when calculating your total payment.

If you haven’t received the funds, then Zakat isn’t due. But if you have received the funds, Zakat is due.

This amount is the group’s collective ownership. Thus, each participant will pay Zakat on his/her share, or permission can be given to one person who will pay Zakat from the fund on behalf of everyone.

In Shariah terms, poor and needy is classified as someone who does not have the Nisab amount in their ownership. The meaning of Nisab here is 52.5 tolas silver or the equivalent of that in cash/gold, or extra to what is needed.

Zakat cannot be given to ‘Usool’ and ‘Furuu’. ‘Usool’ is parents, grandparents and so on. ‘Furuu’ is children, grandchildren and so on. Similarly, Zakat cannot be given to husband or wife. Besides this, Zakat can be given to other relatives.

If the orphan doesn’t possess the ‘Nisab’, and he isn’t a ‘Sayyid’, then he can be given Zakat. If he possesses something of the value of nisab, he cannot be given Zakat.

Zakat can only be given in those projects wherein possession is achieved of the Zakat amount. This means the person who can claim Zakat and is eligible for Zakat payment becomes the owner of the amount. Thus, to give food, clothing, medicine etc. to a poor person from the Zakat money is permissible. And those projects wherein ownership of the Zakat money is not achieved, Zakat cannot be given for example, spending in Masajid, digging wells etc.

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