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INDUS HOSPITAL AND HEALTH NETWORK HOSTS ANNUAL GOLF TOURNAMENT IN LAHORE

100 golfers participated in 18 holes of individual Stableford game of golf at the Royal Palm Golf & Country Club on February 21, 2021, to raise funds to build Indus Hospital and Health Network’s (IHHN) QF-NST (Qarshi Foundation and Naimat Saleem Trust) campus in Lahore.

Like last year, this year golfers gathered to play to help build the QF-NST Campus to reach out to even more people in Punjab.

IHHN expanded into Punjab in 2014 leading a substantial growth in its healthcare facilities. The need for expansion into the second-largest province in Pakistan came at the heels of the ever-expanding need for quality healthcare in the country.

Today the Network manages seven healthcare facilities in Punjab which includes government hospitals operated by the Network under the Public-Private Partnership.

The main objective of the QF-NST Campus is to provide quality healthcare absolutely free to the deprived class of the society without any discrimination.

The 600-bed teaching hospital is located at Jubilee Town. It is established to cater to the escalating demand of free-of-cost and quality healthcare service in the province.

The total estimated covered area of the project is 0.93 million square feet, while the total estimated cost of the project is Rs.10.5 billion.

The hospital is expected to serve more than one million patients annually once operational and will have all the facilities such as Oncology, Endoscopy, Gynecology, Cardiology, Dialysis center, Diagnostic Imaging, Accident & Emergency, etc.

The hospital also includes the Medical College, College of Eastern Medicine Dental College, College of Paramedics and Allied Sciences, College of Nursing, hostels, Islamic Center comprising a mosque, and a multi-faith center.

At the end of the event, Dr. Abdul Bari Khan, CEO, Indus Hospital and Health Network thanked the golfers, sponsors, and volunteers who with their generosity helped make the tournament an exciting and successful fundraising event.

Bridging the gap between the IHHN’s work and the golfing community, the event provided a networking opportunity to the golfing community and to further the cause of the Indus Hospital and Health Network.

Winner in Ladies was Minha Zainab, while runner-up was Tehmina Ahmed. From category 0-14, the winner was Shahid Abbas. Runner-up was Asim Tiwana while second runner-up was Shoaib Shams.

Naveena Steel was the title sponsor of the event and ARY Digital was the exclusive media partner. PSL 2019 winners Quetta Gladiators were the CSR partners.

 

Indus Hospital and Health Network

Initiated by a group of professionals with the support of some philanthropists and businessmen, in 2007, The Indus Hospital started its journey with a purpose to provide indiscriminate, quality healthcare to all in a state-of-the-art, paperless, 150-bed hospital in Korangi, Karachi.

The Hospital has now evolved into the Indus Hospital and Health Network which is managing 12 hospitals across Pakistan. The Network also has a country-wide network of primary care clinics and outreach programs.

The Indus Hospital, Korangi Campus, Karachi is being expanded to a 1,350-bed facility while a state-of-the-art, 600-bed tertiary care hospital is being constructed in Lahore. Both hospitals are associated with the Indus University of Health Sciences.

IHHN is running four physical and rehabilitation centers in Karachi, Lahore, Muzaffargarh, and Badin. The hi-tech blood center of IHHN has four regional blood centers in Multan, Bahawalpur, Jamshoro, and Karachi.

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Zakat is one of the five pillars of Islam. It is the specific amount of wealth that a mature Muslim, who is Sahib-e-Nisaab, gives to the poor with the intention of Zakat, upon the completion of the Zakat year.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

The meaning of Nisab is a specific amount of four types of wealth, which if owned by a mature Muslim, Zakat will be compulsory upon. The four types of wealth are:

  • Gold (7.5 Tolas, 87.48 Grams)
  • Silver (52.5 Tolas, 312.36 Grams)
  • Business wealth (value of which equals 52.5 Tolas Silver)
  • Currency/Cash (value of which equals 52.5 Tolas Silver)

Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in Salah (prayer), and give Zakah. Whatever good you send forth for yourselves, you will find it with Allah. Certainly, Allah is watchful of what you do.” (Qur’an 2:110)
It is also a right that the poor have over us.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

Zakat is 2.5% of the wealth one possesses above the Nisab.

If someone is a Muslim, non-Sayyid, and they do not possess 52.5 Tolas silver, or its value in gold, currency, business wealth, or wealth surplus to their needs, they are eligible to receive Zakat.

No, Zakat is only obligatory upon Muslims.

There are eight categories of people who are eligible to receive Zakat:
  1. The poor
  2. Needy
  3. Administrators of Zakat
  4. Those whose hearts have been recently reconciled
  5. Those who have been enslaved
  6. Those in debt
  7. In the cause of God
  8. Travellers (including refugees)
As Allah (SWT) tells us in the Holy Qur’an: The Sadaqat (prescribed alms) are (meant) only to be given to the poor, the needy, to those employed to collect them, to those whose hearts are to be won, ¹⁹in the cause of the slaves and those encumbered with debt, in the way of Allah and to a wayfarer. This is an obligation prescribed by Allah. Allah is All-Knowing, Wise.

‘Hawl’ refers to a lunar year. E.g. When a person achieves the Nisab for the first time, then from this date till the same date in the next lunar year his ‘Hawl’ is complete.

For Zakat to be due, it is a condition for one lunar year to have passed. If one lunar year hasn’t passed on someone’s wealth, then Zakat is not due.

Yes, Zakat will be due at the time of Zakat due date for this amount. Even though a year hasn’t passed on having the amount. This is known as ‘Maal-e-Mustafaad’ in Shariah terms, as in wealth received midway through a year.

The midway of a year is not taken into consideration, but the zakat due date is considered. For example, you Zakat due date is the first of Ramazan , and before the first of Ramazan, your wealth decreased to below the Nisab, but on the coming of the first of Ramazan, your wealth met the Nisab criteria, then Zakat will be due. The drop earlier in the year beneath the Nisab criteria will not be considered

Yes, you will still be required to pay Zakat of 2.5%. For the payment of Zakat, ‘intention’ or ‘Niyyat’ is mandatory and common charity/donation cannot be considered as Zakat. Therefore, you are required to calculate your Zakat on your Zakat calculation date and then the calculated amount may be given to the identified Mustahiq-e-Zakat either in full or in tranches throughout the year, with the intention of that amount being considered as Zakat only.

For every year that you owe Zakat, take 2.5% from the total wealth you had at the end of that year and pay that in Zakat. If you are not sure how much wealth you had, you must estimate it to the best of your ability. For example, it is now Ramazan 2022. You have not paid Zakat for the last 5 years. You need to work out how much wealth you owned every Ramadan for the last five years and pay 2.5% of that.

The best way for you to do this would be to take the jewellery to a jeweller and ask them to value just the gold and silver parts of the jewellery. The valuations they give will be the total on which you have to pay Zakat. Precious stones are not liable for Zakat.

If money for Hajj has been paid and the place has also been confirmed, then there is no Zakat on this amount. But if the Zakat date falls before payment, then there will be Zakat due on this amount.

Yes, Zakat is due on this amount. But it is up to you – you can either pay Zakat on the amount each year, or when the money is received, you can pay for the previous years.

If your friend accepted that he had the debt and did not deny it, then Zakat is due on this amount. Calculate your zakat here

In this scenario, there is no Zakat due on the house value. However, whatever rent was received, add this to your other wealth on which Zakat is due and pay the total due Zakat amount for the Zakat year. Also, there is no Zakat on the house until you sell it. Once you have sold the house and received the money, then there will be Zakat payable on that amount, if it remains in your possession till your Zakat due date.

Every year at the time of paying Zakat, you would need to calculate the total selling price for all the goods for sale in your shop. For example, all the clothes for sale in your shop add up to a total selling value of a particular sum of money. You would add this to your other wealth when calculating your total payment.

If you haven’t received the funds, then Zakat isn’t due. But if you have received the funds, Zakat is due.

This amount is the group’s collective ownership. Thus, each participant will pay Zakat on his/her share, or permission can be given to one person who will pay Zakat from the fund on behalf of everyone.

In Shariah terms, poor and needy is classified as someone who does not have the Nisab amount in their ownership. The meaning of Nisab here is 52.5 tolas silver or the equivalent of that in cash/gold, or extra to what is needed.

Zakat cannot be given to ‘Usool’ and ‘Furuu’. ‘Usool’ is parents, grandparents and so on. ‘Furuu’ is children, grandchildren and so on. Similarly, Zakat cannot be given to husband or wife. Besides this, Zakat can be given to other relatives.

If the orphan doesn’t possess the ‘Nisab’, and he isn’t a ‘Sayyid’, then he can be given Zakat. If he possesses something of the value of nisab, he cannot be given Zakat.

Zakat can only be given in those projects wherein possession is achieved of the Zakat amount. This means the person who can claim Zakat and is eligible for Zakat payment becomes the owner of the amount. Thus, to give food, clothing, medicine etc. to a poor person from the Zakat money is permissible. And those projects wherein ownership of the Zakat money is not achieved, Zakat cannot be given for example, spending in Masajid, digging wells etc.

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