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IHHN Unveils its Ramazan Campaign 2022

Over a hundred guests gathered to witness the unveiling of the Indus Hospital & Health Network’s Ramazan Campaign 2022. The attendees included generous donors; media and government officials; senior management, academics, and staff of the Indus Hospital & Health Network (IHHN). The Ramazan Campaign 2022 aims at generating resources to continue running the most innovative healthcare network in Pakistan. The event took place at the Korangi Campus.

Salim Razzak Tabani, Chairman of the Fundraising Committee of the Board of Directors of IHHN, warmly welcomed the esteemed guests. He said, “Our vision and mission is to Please Allah Subhana wa Taa’la by ensuring free and quality healthcare accessible to the people across Pakistan. We are grateful for all the support we have received from the government and private partners, generous donors, corporates, media, youth volunteers, and ambassadors who have helped us in our journey. Today we are launching our Ramazan campaign and are reaching out to you all to once again help us in our mission by raising awareness about Indus and its initiatives.”

Syed Mashhood Rizvi, Executive Director, Communication and Resource Development, IHHN, presented an overview of Pakistan’s healthcare scenario and the supply and demand gap in the public health sector. He elaborated on how IHHN’s existence was the need of the hour and how Indus has created a nationwide healthcare system based on self-help, sincerity, and love for humanity. He also provided an overview of IHHN management and governance. He briefed the audience about the six international partners and how Indus is helping create a pool of highly skilled healthcare professionals through the Indus University of Health Science. He informed the audience that the new hospital building at the Korangi Campus will make the Korangi Campus, the largest private hospital with 1,350 beds.

He informed the audience of the grim statistics that were gripping the nation. On average, 40% of the Pakistani population (90m) earns PKR 3,900 per month, with PKR 3,000 spent on food, shelter, and clothing. The common man is left with only PKR 900 for healthcare and other expenses.

He also provided an overview of average healthcare charges in the country for different healthcare services, which are way beyond the earning capacity of the majority of the population. In this dire situation, Indus came as not only an alternative but as a ray of hope. Since its inception, there has been an increase of patient volume by 40%, with 450,000 patients benefitting from the services across the Network monthly.

As a whole, Indus has admitted 800,000 patients, had 14 million OPD visits, and conducted 16 million diagnostic tests. This includes more than 10,500 children treated for cancer; more than 15,000 orthotic and prosthetic devices provided; more than 100 children receiving Cochlear implants; more than 13,000 Diabetic patients benefited; and approximately 1,000 children are enrolled in the clubfoot program.

 

Mashhood Rizvi told the guests that, to date, Indus had spent PKR 43.20 billion on patient treatment in IHHN-owned hospitals. He informed the audience that it is amongst IHHN’s most ambitious philanthropic campaigns to raise PKR 14.1 million to treat the underserved and marginalized population of the country.

While elaborating on the Ramazan Campaign, Syed Mashhood Rizvi spoke of the power of philanthropy and the transformational vision of those who donate.

“IHHN solely relies on Zakat and donations,” he explained, “and for us, Ramazan is a time of great significance in terms of the collection of Zakat. We are running a campaign to reach out to many current and prospective donors, locally and internationally, so that they can consider IHHN as the main contender for their Zakat contribution. We are focusing the Ramazan campaign on generating donations for running the network of hospitals, Regional Blood Centers, Physical Rehabilitation Centers, and primary care clinics across Pakistan.”

He added that in the holy month of Ramazan, the Muslim Ummah looks for avenues to fulfill their religious obligation (Farz) of Zakat responsibly to reap the rewards in this world and the Hereafter. The fulfillment of this Farz by our supporters enables IHHN to fulfill its duty of providing free of charge-quality healthcare to millions of people and share the burden of healthcare provision by becoming the source of hope to the most under-served communities across Pakistan.

This idea has three aspects: IHHN is fulfilling its duty (fareeza) of serving the nation with free and quality healthcare. The donor can fulfill their duty (farz) of not only giving Zakat but giving it responsibly so that the impact of their Zakat can be optimized. IHHN rightfully deserves your Zakat because it will utilize Zakat responsibly to benefit countless deserving patients. Zakat brings relief to many families as their loved ones receive quality treatment without any financial burden. Your Zakat will bring multifold blessings in return as more than 70% of Zakat eligible patients will receive its numerous.

After the presentation, Mashhood Rizvi invited Dr. Abdul Bari Khan, Chief Executive Officer of the Indus Hospital & Health Network. He started with an introduction to the journey and trials that led to the inception of the Indus Hospital & Health Network. He credits his fellow philanthropists and dedicated colleagues that worked alongside him that made helped create the institute that answers patient’s prayers.

He concluded his speech with an address describing the limitations of the current hospital building and the reality that more needs to be done to address the ever-increasing patient load. He grew emotional as he described how Indus is the only health network in Pakistan that does not have a profit and thanked The Almighty for all the success Indus had seen, and that it has been able to make such an impact in Pakistan.

At the end of the ceremony, a mass prayer was held for the campaign’s success

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Zakat is one of the five pillars of Islam. It is the specific amount of wealth that a mature Muslim, who is Sahib-e-Nisaab, gives to the poor with the intention of Zakat, upon the completion of the Zakat year.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

The meaning of Nisab is a specific amount of four types of wealth, which if owned by a mature Muslim, Zakat will be compulsory upon. The four types of wealth are:

  • Gold (7.5 Tolas, 87.48 Grams)
  • Silver (52.5 Tolas, 312.36 Grams)
  • Business wealth (value of which equals 52.5 Tolas Silver)
  • Currency/Cash (value of which equals 52.5 Tolas Silver)

Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in Salah (prayer), and give Zakah. Whatever good you send forth for yourselves, you will find it with Allah. Certainly, Allah is watchful of what you do.” (Qur’an 2:110)
It is also a right that the poor have over us.
“And those in whose riches there is a specified right. For the one who asks and the one who is deprived.” (Qur’an 70:24-25)

Zakat is 2.5% of the wealth one possesses above the Nisab.

If someone is a Muslim, non-Sayyid, and they do not possess 52.5 Tolas silver, or its value in gold, currency, business wealth, or wealth surplus to their needs, they are eligible to receive Zakat.

No, Zakat is only obligatory upon Muslims.

There are eight categories of people who are eligible to receive Zakat:
  1. The poor
  2. Needy
  3. Administrators of Zakat
  4. Those whose hearts have been recently reconciled
  5. Those who have been enslaved
  6. Those in debt
  7. In the cause of God
  8. Travellers (including refugees)
As Allah (SWT) tells us in the Holy Qur’an: The Sadaqat (prescribed alms) are (meant) only to be given to the poor, the needy, to those employed to collect them, to those whose hearts are to be won, ¹⁹in the cause of the slaves and those encumbered with debt, in the way of Allah and to a wayfarer. This is an obligation prescribed by Allah. Allah is All-Knowing, Wise.

‘Hawl’ refers to a lunar year. E.g. When a person achieves the Nisab for the first time, then from this date till the same date in the next lunar year his ‘Hawl’ is complete.

For Zakat to be due, it is a condition for one lunar year to have passed. If one lunar year hasn’t passed on someone’s wealth, then Zakat is not due.

Yes, Zakat will be due at the time of Zakat due date for this amount. Even though a year hasn’t passed on having the amount. This is known as ‘Maal-e-Mustafaad’ in Shariah terms, as in wealth received midway through a year.

The midway of a year is not taken into consideration, but the zakat due date is considered. For example, you Zakat due date is the first of Ramazan , and before the first of Ramazan, your wealth decreased to below the Nisab, but on the coming of the first of Ramazan, your wealth met the Nisab criteria, then Zakat will be due. The drop earlier in the year beneath the Nisab criteria will not be considered

Yes, you will still be required to pay Zakat of 2.5%. For the payment of Zakat, ‘intention’ or ‘Niyyat’ is mandatory and common charity/donation cannot be considered as Zakat. Therefore, you are required to calculate your Zakat on your Zakat calculation date and then the calculated amount may be given to the identified Mustahiq-e-Zakat either in full or in tranches throughout the year, with the intention of that amount being considered as Zakat only.

For every year that you owe Zakat, take 2.5% from the total wealth you had at the end of that year and pay that in Zakat. If you are not sure how much wealth you had, you must estimate it to the best of your ability. For example, it is now Ramazan 2022. You have not paid Zakat for the last 5 years. You need to work out how much wealth you owned every Ramadan for the last five years and pay 2.5% of that.

The best way for you to do this would be to take the jewellery to a jeweller and ask them to value just the gold and silver parts of the jewellery. The valuations they give will be the total on which you have to pay Zakat. Precious stones are not liable for Zakat.

If money for Hajj has been paid and the place has also been confirmed, then there is no Zakat on this amount. But if the Zakat date falls before payment, then there will be Zakat due on this amount.

Yes, Zakat is due on this amount. But it is up to you – you can either pay Zakat on the amount each year, or when the money is received, you can pay for the previous years.

If your friend accepted that he had the debt and did not deny it, then Zakat is due on this amount. Calculate your zakat here

In this scenario, there is no Zakat due on the house value. However, whatever rent was received, add this to your other wealth on which Zakat is due and pay the total due Zakat amount for the Zakat year. Also, there is no Zakat on the house until you sell it. Once you have sold the house and received the money, then there will be Zakat payable on that amount, if it remains in your possession till your Zakat due date.

Every year at the time of paying Zakat, you would need to calculate the total selling price for all the goods for sale in your shop. For example, all the clothes for sale in your shop add up to a total selling value of a particular sum of money. You would add this to your other wealth when calculating your total payment.

If you haven’t received the funds, then Zakat isn’t due. But if you have received the funds, Zakat is due.

This amount is the group’s collective ownership. Thus, each participant will pay Zakat on his/her share, or permission can be given to one person who will pay Zakat from the fund on behalf of everyone.

In Shariah terms, poor and needy is classified as someone who does not have the Nisab amount in their ownership. The meaning of Nisab here is 52.5 tolas silver or the equivalent of that in cash/gold, or extra to what is needed.

Zakat cannot be given to ‘Usool’ and ‘Furuu’. ‘Usool’ is parents, grandparents and so on. ‘Furuu’ is children, grandchildren and so on. Similarly, Zakat cannot be given to husband or wife. Besides this, Zakat can be given to other relatives.

If the orphan doesn’t possess the ‘Nisab’, and he isn’t a ‘Sayyid’, then he can be given Zakat. If he possesses something of the value of nisab, he cannot be given Zakat.

Zakat can only be given in those projects wherein possession is achieved of the Zakat amount. This means the person who can claim Zakat and is eligible for Zakat payment becomes the owner of the amount. Thus, to give food, clothing, medicine etc. to a poor person from the Zakat money is permissible. And those projects wherein ownership of the Zakat money is not achieved, Zakat cannot be given for example, spending in Masajid, digging wells etc.

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